□Garage Sale 4/25/26, How You Hold Title Matters & Stone Creek Buy Nothing Group Update!Reserve your garage sale spot, learn about title ownership, and enter our 1st Quarter Client Referral Raffle!
March is here, and with it comes the start of the spring real estate season — traditionally one of the most active times of year in our local market. We’re already seeing increased buyer activity, more showings, and homeowners beginning to prepare their homes for the months ahead. If you’ve been thinking about making a move in 2026, now is a great time to start gathering information and contact usas you plan your next steps.
Fun March real estate fact: historically, March marks the beginning of the busiest stretch of the year for new listings nationwide, with inventory typically ramping up through April and May. More inventory means more options for buyers — but it also means more competition for sellers, which makes preparation and pricing strategy especially important right now.
We’re currently seeing extremely tight inventory in Stone Creek, with just one home actively for sale right now. As we move further into the spring market, many sellers who held off earlier in the year are preparing to list as buyer demand typically strengthens during this time of year. We’re also seeing an uptick in homeowners requesting market evaluations and starting pre-listing prep — often a reliable indicator that more inventory is on the way.
For homeowners considering a move, today’s low inventory could create a strong window to sell. If you have questions about the current Stone Creek market or would like to set up a FREE private home consultation with our team, please contact us!
Are you signed up yet for our 11th annual Stone Creek Community Garage Sale? This neighborhood-favorite event is coming up on Saturday, April 25 starting at 8 AM! If you’d like to participate as a seller, be sure to sign up to host a sale or join us by shopping the event for some amazing deals. We'd love to see you out there!
Being part of Stone Creek means more to us than just selling homes — it means staying closely connected to the people, the market, and the moments that make this community special. As your neighborhood real estate experts, we’re always keeping a strong pulse on the community and are here whenever you need us!
Jenica, Deanna & The Jenica Williams Team 916-343-0372 | www.jenicawilliams.com Keller Williams Realty
DRE# 01729459 | DRE# 01406150
We’re excited to have Boulevard Coffee Roasting Co. joining the Stone Creek Community Garage Sale on Saturday, April 25 as a vendor at Tuscany Park (3460 Corvina Dr). They will be there from 8:00 AM to 11:00 AM. Known for their small-batch, artisan-roasted specialty coffees, they have been roasting beans fresh on their original fluid bed air roaster in Carmichael, CA since 1982. Be sure to stop by during the event to enjoy a freshly brewed cup of locally roasted coffee while you shop the neighborhood sales and take in the community atmosphere.
□ Come See Us at the Stone Creek Garage Sale!
Stop by at Tuscany Park(3460 Corvina Dr) during the Stone Creek Community Garage Sale to say hello, learn more about the community, and enter for a chance to win exciting prizes. We’d love to connect with you while you explore the neighborhood sales and enjoy the event!
What Is a Buy Nothing Group?
A Buy Nothing group is a neighborhood space where residents give away items they no longer need — completely free. No buying, selling, or trading, just neighbors helping neighbors.
Reduces waste and keeps useful items in local homes
You can gift items or ask if someone has something you need
Traditional groups often have strict rules and cooling-off periods
Our neighborhood version will be simple and flexible — you choose who receives your item and when
It’s an easy, no-pressure way to share, save, and strengthen our community.
This month, Jeff Moenning, Loan Officer with Rockstone Mortgage shares the following message:
March’s 2026 Sacramento mortgage landscape is being defined by stabilizing rates and a significant seasonal surge in inventory. With the current 30-year fixed interest rates fluctuating between the low to mid 6% range, this is causing a heat up in the market for both purchase loans and refinance loans. Those who purchased in 2023-2024 at 7%+ interest rates are now taking advantage of the opportunity to lower their interest rate and monthly payment.
Questions? Contact Jeff Moenning at 916-872-0040 or [email protected].
Did you know the way you hold title to your home in California can affect taxes later?
Married couples commonly hold title as Joint Tenancy or Community Property with Right of Survivorship. Both allow the home to pass directly to the surviving spouse without going through probate but there can be an important tax difference tied to something called a step-up in basis.
The basis is essentially the home’s value for tax purposes. When one spouse passes away, that value may adjust to the current market value—this is called a step-up in basis, and it can impact potential capital gains taxes if the home is later sold.
□ What’s the Difference?
✔ Joint Tenancy
→ Typically only half of the home may receive a step-up in basis
✔ Community Property with Right of Survivorship
→ The entire property may receive a step-up in basis
□ Real-Life Example:
A couple purchases a home for $400,000.
At the time one spouse passes away, the home is worth $900,000.
• Joint Tenancy → New basis may be around $650,000
• Community Property w/ ROS → New basis may be $900,000
That difference could potentially impact capital gains taxes if the home is sold later.
□ Good to Know
• Married couples may qualify for a $500,000 capital gains exclusion on a primary residence (this is a separate rule)
• Many homeowners also choose to hold their home in a revocable living trust, which can help avoid probate while maintaining similar tax treatment depending on how it’s structured. This is our personal recommendation for all of our clients and we have a graet trust attorney we can connect you with if you would like to set up a trust.
⚠️ Friendly Reminder
This is general information only—every situation is different. Always consult with a CPA or estate planning attorney to determine what’s best for you and your situation.
New Leaf Senior Transitions helps make life transitions smoother by providing thoughtful planning and hands-on support before, during, and after a move. From creating move timelines and assisting with downsizing to coordinating movers, organizing a new home, and connecting clients with trusted local resources, their team offers compassionate, full-service guidance every step of the way. Their goal is to reduce stress and help clients confidently settle into their next chapter.
Neighborhood News & Events
□️ Rancho Cordova General Plan Update
The City of Rancho Cordova is launching a comprehensive update to its 2006 General Plan to guide growth and development through 2050. With the population growing from 50,000 to 80,000 and new state requirements in place, the updated plan will address housing, environmental justice, climate action, transportation, open space, economic development, and equitable community engagement. The process will also integrate the City’s Climate Action and Adaptation Plan, focus on smart and sustainable land use, strengthen arts and placemaking efforts, and ensure historically underrepresented voices are included. The General Plan will continue to shape key decisions about the city’s future, with timelines subject to change as the update progresses. Learn more.
□ Easter Egg Hunt
Hop on over to 10577 Coloma Rd, Rancho Cordova on March 29 from 12:00 PM – 2:30 PM for a festive Easter Egg Hunt! Enjoy colorful eggs, prizes, and plenty of smiles while making springtime memories with friends and family. Perfect for all ages, this fun-filled event is a great way to celebrate the season together. Learn more.
1st Quarter Client Referral Raffle!
It’s the 1st Quarter of 2026! Enter to win a $100 Amazon Gift Card from The Jenica Williams Team!
The best way to refer a friend is to share their contact information with us, and we’ll be happy to reach out.
The raffle winner will be announced the first week of April. Thank you for your referrals. We’re honored to serve your friends and family!
